You may be eligible for a Medicare Advantage Plan, which is a type of coverage offered by private companies that contract with Medicare to provide both Part A and Part B coverage. These plans include HMOs, PPOs, private fee-for-service plans, special needs plans, and medical savings account plans. Most plans offer prescription drug coverage.
Also known as Medicare supplements, Medigap insurance is sold by private companies and can pay some costs not covered by Medicare, such as co-pays, co-insurance, and deductibles. They may also offer additional benefits like coverage for travel outside of the U.S. Note that Medigap policies are different than Medicare Advantage Plans.
Figuring out, which plans you’re eligible for, and which will make the most sense for you, can be a complicated process. The good news is that you’re not in this alone. Contact Helena B. Perry today to get your no-cost analysis. Helena will help you discover what your choices are and explain the benefits of each option.